Splitwise Alternative for Household Bills: The Life Buddy vs Splitwise
Splitwise is great for tracking who owes who after a holiday or a night out. Household bills are a different job: the same bills every month, often split by income, and you want to know what's left after they go out.
| Feature | The Life Buddy | Splitwise |
|---|---|---|
| Split bills by income | Manual shares | |
| Shows what each person has left after bills | ||
| Bills repeat every month automatically | Recurring expenses | |
| Reminders before bills go out | ||
| Free calculator, no account | ||
| Daily limit on free plan | None on calculator | Yes, on new expenses |
| Group trips and IOUs | ||
| Paid plan | £3 solo, £5 household | Splitwise Pro |
The Life Buddy is best for
Couples and housemates splitting rent and bills every month who want a fair split and a clear view of what's left.
Splitwise is best for
Friends tracking holiday costs, nights out and one-off shared spends.
Our verdict
For trips and one-off group costs, Splitwise is hard to beat. For couples and housemates sharing regular bills, especially on different salaries, The Life Buddy does the job properly.
Frequently asked questions
What is the best Splitwise alternative for household bills?
If your shared costs are mostly the same bills every month, use a tool built for that. The Life Buddy splits bills equally or by income and shows each person what's left after bills.
Can I split bills by income without an account?
Yes. The free bill splitter works without signing up. Save it only if you want reminders and tracking.
Is there a daily limit?
No. The calculator is free with no limit on how many bills you add.