The Life Buddy vs Snoop
Snoop scrapes your bank accounts to categorise spending. The Life Buddy is a manual-first cashflow assistant that never touches your bank. Both have a place — here's how they actually compare.
| Feature | The Life Buddy | Snoop |
|---|---|---|
| Open Banking required | ||
| Forward-looking cashflow | ||
| Safe-to-spend forecast | ||
| Universal Credit & PIP support | Limited | |
| Household sharing | ||
| Manual entry control | ||
| Free tier | 14 days free, no card | |
| Paid plan | £3/month | Free + ads |
| Sells anonymised data |
The Life Buddy is best for
People who want privacy, forward-looking forecasts and a clean dashboard without bank connections.
Snoop is best for
People happy to share bank data in exchange for a free app with retrospective categorisation.
Our verdict
If you want to know what already happened, Snoop is fine. If you want to know what's about to happen and stay in control of your data, The Life Buddy wins.
Frequently asked questions
Is The Life Buddy a Snoop alternative?
Yes, but with a different philosophy. Snoop reads your bank automatically. The Life Buddy asks you to log income and bills once, then projects forward so you know what's safe to spend.
Why doesn't The Life Buddy connect to my bank?
Because Open Banking adds risk, complexity and ongoing reconnection faff. Manual entry takes minutes a week and gives you cleaner data and total privacy.
Which is cheaper?
Snoop is free but ad-supported and monetises anonymised data. The Life Buddy is £3/month with no ads and no data resale.